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French
Property Guides |
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The above menu lists our guides to various aspects of French property, from
buying to selling, from insurance to inheritance taxes.
In addition, you can have a set of free guides EMAILed to you by Barclay's
bank. These have been completely updated as of early-2008 and we find them to be
extremely useful. If you would
like to have a set EMAILed to you
free of charge (you have to fill out a form),
Click
Here.
The guides (at time of writing) that you will receive are:
- Your Guide to Buying an Overseas Home. Covers a range of topics
such as:
- Property prices and trends in various parts of France.
- Property purchase process and explanation of associated steps (e.g.
Contract de Vente, Conditions Suspensives, Cooling Off Period, Acte de
Vente, Contrat de Reservation, Garantie Extrinsique)
- Property purchase costs (e.g. notaire fees, stamp duty, VAT, etc.).
- Minimising UK and French taxes.
- Inheritance implications (both UK and France) and recent changes to
inheritance laws
- Potential issues to avoid (e.g. debt attached to the property,
rights of pre-emption, planning permissions)
- If you rent your property, typical rental incomes and tax
implications. Factors to consider when buying-to-rent, including
essential facilities.
- Special property considerations (e.g. new regulations for swimming
pools).
- Minimising currency exchange costs and avoiding adverse exchange
rate movements.
- UK and French tax considerations (income tax, capital gains tax,
property tax, habitation tax, tax on rental income)
- Your First Step Towards Buying a Home in France. This guide
covers a number of the above topics in additional detail, and considers
also:
- 10 steps to buying a property in France, with detailed explanations
of each step
- Advice on what you should do during the property purchase process to
protect your interests
- Key property terms (French, with English translations and
explanations)
- Explanation of the various costs of property purchase in France
- Mortgage Information. Two brochures, which include topics such as
- Importance of getting mortgage "agreement in principle" to improve
your negotiating position when buying.
- How French mortgages differ from UK mortgages. Potential issues with
French mortgages.
- How to save money with a 'euro-mortgage'.
- Factors to take into consideration when getting a mortgage, such as
minimising possible Inheritance tax and Wealth tax.
- Loan application, mortgage types and typical requirements
- Service packages (e.g. translation helpline, legal advice, getting
connected to utilities, discounted insurance, general advice, etc).
The above guides and brochures are provided by Barclays, which has been
active in France for over 80 years and is the main UK bank active in France.
As such, they are well positioned not only to explain the French property system
but also to explain the differences between the UK system and the French system,
with special attention to potential issues when buying in France (such as tax,
inheritance, and different regulations). To have your free set of the above
documents emailed to you,
Click Here.
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